Virtual Terminal

Secure payments with PayPal


Start processing credit card payments you receive by phone, fax, mail, or in person, with Virtual Terminal.

Get started today!

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More Information:

The Application Process

Information You'll Need to Apply

There is no cost to apply for Virtual Terminal. To help protect our customers' security, we will ask for your:

  • Tax ID (EIN or SSN)
  • Average monthly sales volume
  • Business contact information


Most applications are approved - we will notify you within 2 business days.

Pricing & Details

The Affordable Alternative to Swipe Machines

Virtual Terminal lets you turn any computer into a credit card terminal. Just log in to your PayPal account and enter your orders.

  • No hardware to buy, no software to install
  • Use it anywhere you access the Internet
  • No need to buy a card swiper

Pricing Summary

There's no need to invest in expensive equipment. You pay a monthly fee and a small amount from each sale.
That's it.

Virtual Terminal has...

  • $30 monthly fee
  • No setup charge
  • No early termination fee
  • No downgrade fee

Transaction rates vary based on card type and monthly sales volume.

Monthly Sales Volumes Card Type Fee
$0 - $3,000 Visa, MasterCard, Discover 3.1% + $0.30
$3,000.01 - $10,000 2.7% + $0.30
$10,000+ 2.4% + $0.30
All sales volumes American Express

Prices shown are USD

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