Virtual Terminal - Getting started

Secure payments with PayPal


Start processing credit card payments you receive by phone, fax, mail, or in person, with Virtual Terminal.

Get started today!

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More Information:

The Application Process

Information You'll Need to Apply

There is no cost to apply for Virtual Terminal. Please gather the following information to complete your application:

  • Social Insurance Number (This is optional. However, if you are a sole proprietorship or your business has under $100k in monthly sales volume, providing your SIN is the only way PayPal can establish your credit score which can help us approve your application).
  • Business contact information
  • Average monthly sales volume


We will notify you within 2 business days with the status of your application.

Pricing & Details

The Affordable Alternative to Swipe Machines

Virtual Terminal lets you turn any computer into a credit card terminal. Simply log in to your PayPal account and enter your orders.

  • No hardware to buy, no software to install
  • Use it anywhere you access the Internet
  • No need to buy a card swiper

Pricing Summary

There's no need to invest in expensive equipment. You pay a monthly fee and a small amount from each sale.
That's it.

Virtual Terminal has...

  • $35 monthly fee
  • No setup charge
  • No early termination fee
  • No downgrade fee

Transaction rates vary based on card type and monthly sales volume.

Total Monthly Sales Per transaction * Per month** (unlimited transactions) Transaction Price Example
0 - $3,000 3.1% + $0.30 $35 per month You'll pay $3.4 on a $100 transaction.
$3,000.01 - $12,000 2.7% + $0.30 $35 per month You'll pay $3.0 on a $100 transaction.
$12,000.01+ 2.4% + $0.30 $35 per month You'll pay $2.7 on a $100 transaction.

Prices shown are in CAD

The pricing table above applies to payments received from Canada or the US. An additional 1% charge will be applied to receive payments from countries other than Canada or the US.

Website Payments Pro customers: Virtual Terminal is included at no extra cost.

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